Know the timings of Indian Bank

Knowing the bank timings is important. It allows customers to plan their visits to the bank conveniently and ensures that they can carry out their banking transactions during the operational hours. Being aware of the specific timings helps customers avoid unnecessary trips to the bank when it is closed, saving them time and effort. Additionally, banks have cut-off timings for various transactions, such as fund transfers and bill payments. Knowing these timings enables customers to complete their transactions within the specified time frame for timely processing. It is also essential for accessing customer service during the bank’s working hours and planning cash withdrawals from ATMs or bank branches. Overall, being familiar with the bank timings helps individuals effectively manage their financial tasks, access banking services, and avoid any inconvenience or delays in their transactions. 


Indian bank timings

Here are the timings Indian bank observes: 

  • Weekdays (Monday to Friday):

Indian Bank operates on weekdays from Monday to Friday. The general banking hours during weekdays are from 10:00 AM to 4:00 PM. It’s important to note that these timings may vary depending on the specific branch and location. It is recommended to check with the nearest Indian Bank branch or visit their official website for any updates or variations in the weekday timings.

  • Branches open at 10:00 AM.
  • Customer services are available until 4:00 PM.

  • Lunch Break:

Indian Bank typically observes a lunch break during weekdays, which is commonly scheduled between 2:00 PM and 2:30 PM. However, it’s important to note that the exact lunch timing may vary slightly from branch to branch. During this lunch break, certain banking services may be temporarily unavailable, such as cash transactions and customer assistance. It is advisable to plan your visit to an Indian Bank branch accordingly, either before or after the lunch break, to ensure uninterrupted service.

  • Saturdays:
    • Many branches of Indian Bank operate on Saturdays to provide banking services to customers.
    • Saturday banking hours are generally from 10:00 AM to 2:00 PM.
    • However, not all branches offer Saturday banking services, so it’s advisable to confirm with your specific branch.

  • Sundays and Public Holidays:
    • Indian Bank remains closed on Sundays and designated public holidays.
    • No banking transactions or services are available on these days.


It’s important to note that these Indian Bank timings are subject to variation depending on the branch location and any special circumstances. 


Here’s a table summarising the Indian Bank timings:

Day Timings
Monday – Friday 10:00 AM to 4:00 PM
Lunch Break 2:00 PM to 3:00 PM
Saturday 10:00 AM to 2:00 PM (varies by branch)
Sunday Closed
Public Holidays Close


Post Covid-19 Indian Bank Timings


Following the nationwide lockdown, Indian Bank initially implemented restricted staff count and temporary discontinuation of some services. However, in August, the bank restored its operating hours to facilitate comprehensive banking services to customers. The new Indian Bank Timings of its branches are from 10:00 AM to 4:00 PM, Monday to Friday. Please note that branches are closed on Saturdays, Sundays, and bank holidays.


Here is a table summarising the revised operating hours:

Day Timings
Monday – Friday 10:00 AM to 4:00 PM
Saturday Closed
Sunday Closed
Public Holidays Closed


While Indian Bank branches now provide access to all banking services and products, customers are advised to avoid unnecessary visits to the branch. Instead, they are encouraged to utilise Indian Bank’s Mobile Banking services to avail various banking facilities conveniently. Indian Bank Mobile Banking platform enables customers to perform transactions, check balances, make payments, and access a range of banking services from the safety and comfort of their homes.


Indian Bank timing NEFT


NEFT is a popular electronic fund transfer system in India that enables individuals, companies, and institutions to transfer funds securely and efficiently. The timing provided by Indian Bank allows customers to initiate NEFT transactions within the designated hours and have their funds transferred to the beneficiary’s account in a timely manner.


Indian Bank follows the NEFT (National Electronic Funds Transfer) timings set by the Reserve Bank of India (RBI). NEFT is available for fund transfers on all working days of the bank. Here are the general NEFT timings for Indian Bank:


Weekdays (Monday to Friday): NEFT transactions can be initiated from 8:00 AM to 6:30 PM.

Saturdays: NEFT transactions can be initiated from 8:00 AM to 12:30 PM.


Please note that NEFT transactions are not available on Sundays and bank holidays.


Indian Bank Timing RTGS


RTGS is widely used for high-value transactions that require immediate clearing and settlement. By adhering to the RTGS timings provided by Indian Bank, customers can ensure that their funds are transferred promptly and securely to the beneficiary’s account.


Indian Bank follows the RTGS (Real-Time Gross Settlement) timings set by the Reserve Bank of India (RBI). RTGS enables real-time transfer of funds on a gross basis. Here are the general RTGS timings for Indian Bank:


Weekdays (Monday to Friday): RTGS transactions can be initiated from 8:00 AM to 4:30 PM.

Saturdays: RTGS transactions can be initiated from 8:00 AM to 1:30 PM.


Please note that RTGS transactions are not available on Sundays and bank holidays. 


Here’s a table summarising the NEFT and RTGS timings for Indian Bank:

NEFT Timings RTGS Timings
Weekdays 8:00 AM to 6:30 PM 8:00 AM to 4:30 PM
Saturdays 8:00 AM to 6:30 PM 8:00 AM to 1:30 PM
Sundays Not available Not available
Bank Holidays Not available Not available


In conclusion, Indian Bank is a leading financial institution in India that strives to provide efficient and customer-friendly banking services. With its operating hours from 10:00 AM to 4:00 PM on weekdays, the bank ensures accessibility and convenience for customers. The lunch break from 2:00 PM to 2:30 PM is a brief period when certain services may be temporarily unavailable. However, Indian Bank recognises the importance of digital banking and offers its customers the convenience of Indian Bank Mobile Banking. With this service, customers can access their accounts, make transactions, and avail various banking services anytime, anywhere. The bank’s commitment to embracing digital technologies showcases its dedication to meeting the evolving needs of customers and providing them with a seamless banking experience.